Equities First Holdings offers big-money financing with payday-loan speed and rock-bottom rates

The modern lending industry is highly stratified. At the absolute bottom rungs of the business, one will find many well-established companies that specialize in lending to those with poor to fair credit. These operations, such as payday loan or title loan companies, are usually optimized to get cash into people’s hands as quickly as possible. But they often charge usurious interest rates and high fees.

On the other extreme of the lending spectrum, you have big-money lenders, which normally consist of major investment banks and various kinds of venture capital firms. These deals often involve eight-figure amounts or higher and can be highly complex, sometimes taking months or even years to hammer out agreements. While such options can make sense for established companies or those who have the entrepreneurial talent to impress bigtime private lenders, high-finance lending solutions are simply not going to be available to the vast majority of borrowers, including those who plan on using the funds to build businesses.

With solutions at the top and bottom of the lending market, the middle is left out

The lending industry has traditionally lacked a mechanism for relatively affluent people who are not quite playing in the financial big leagues to quickly raise needed unrestricted capital. The go-to solution has been home or other equity lines of credit, with unsecured, credit-based lending a distant second.

However, there are many compelling reasons that people may not want to take out an equity line of credit against their primary residence or commercial buildings that they may own, including the possibility of losing the property in the event of default. And traditional business loans tend not to solve this problem, usually being collateralized by real estate as well.

Additionally, equity lines of credit and mortgage-based lending is often complex, extremely time consuming and risky for the borrower. In addition to the possibility of having the underlying collateral liquidated, those looking for high-dollar real estate equity loans or second mortgages will often be faced with multiple hard credit checks and the possibility of many rejected applications. And most real estate equity lines of credit have clauses that pull the entire credit line should real estate values deteriorate significantly.

The closing times on second mortgages and equity lines of credit are often measured in months. All these things can make such options unattractive when timely funding is essential.

Equities First Holdings bridges the gap between fast retail lending and high finance

Equities First Holdings has created a solution to fill this gap in services for those seeking five-, six- or seven-figure loans or higher and who want the rapidity of payday loans, the low rates of the best home equity loans and the approval rates of title loans.

With its stock-based lending model, Equities First Holdings has hit on a lending method that can get serious cash into the hands of borrowers in days or even hours while offering almost unbelievably low rates, usually as low as 3 to 4 percent.

Equities First Holdings allows those with significant equity holdings and other securities to almost instantaneously raise large amounts of capital through pledging those securities as collateral. This lending model has a number of distinct advantages, including high loan-to-value ratios that are usually around 75 percent, competing with the absolute top-end ratios that may be found in real estate equity loans and lines of credit.

But unlike HELOCs and other equity-based lending schemes, Equities First Holdings’ model does not put irreplaceable, critical personal assets at risk, such as cars, homes or spaces occupied by a family business. In fact, EFHs loans are almost all non-recourse. This means that only the value of the pledged collateral can be liquidated in the event of default. If there is still an outstanding balance, the borrower is not personally liable to cover the balance.

Furthermore, EFH loans are not called in when the collateral’s total value falls below a certain threshold as is the case with traditional margin lending. EFH is able to avoid the potentially catastrophic margin call through its sophisticated approach to analyzing markets. The company is able to take advantage of organic market trends in order to minimize its own lending risk. And this ultimately translates into offering its borrowers interest rates that are as low as many top-rated corporate bonds.

Who can benefit from EFH loans

Perhaps one of the best features of EFH loans is that they are not purpose specific. Many banks will require borrows to disclose exactly what the loan they are seeking will be used for. And the higher the loan amount, the more likely it will be that the bank will demand to know exactly what the funds will be going towards.

This can add layer upon layer of headache-inducing paperwork and compliance burdens for borrowers who need amounts of six figures or higher, especially in the context of growing a business where flexibility is often key.

EFH loans completely eliminate the requirement of purposing the funds. With EFH, there are no drawdown schedules, deadlines or other burdensome ongoing paperwork that the borrower will have to comply with. An EFH loan will usually be approved and the cash transferred to the borrower’s account within a day or two. The process itself is strikingly close to payday lending, except with rock-bottom interest rates and loan amounts as high as eight figures.

Tailor made for self-starting entrepreneurs

Anyone with significant equity holdings can use EFH’s lending services for literally any purpose they want. However, the biggest winners from using this groundbreaking company, whose total lending is rapidly approaching the $2 billion mark, have been self-starting entrepreneurs.

There are many reasons why an entrepreneur with a company in the nascent growth stages might want to stay away from equity financing or other venture capital funding sources. These include not wanting to bring in partners and not having to answer to people who may have little understanding of the industry.

EFH can make it possible for such entrepreneurs to raise significant capital themselves, retaining complete control over the future of their company while benefiting from lending rates that are usually on par with AAA senior corporate debt.

As EFH continues to expand its operations across the globe, there is little doubt that increasing numbers of entrepreneurs will flock to its low-risk, high-reward lending model.

How Marc Beer Bounced Back

As the chairman, co-founder and CEO of Renovia, Marc Beer is no stranger to adversity in his career but many people are wondering how the 58-year-old businessman and entrepreneur has managed to stay on top all these years. He recently agreed to chat with Stephen Callahan about how he got to where he is today and where he hopes to go in the future of his career. He first started college in the autumn of 1983 where he realized he wanted to major in business. After graduating with a business degree in the spring of 1987, he then received his first job offer from a company called Abbott working in their sales department as one of their developers. He held this role for about six years before he moved on to Biostar where he worked in their marketing department.
After two years with the company, he accepted a position as the vice president of global marketing at a business known as Genzyme. He worked for the company for about four years before making the conscious decision to start his own business. Headquartered in Cambridge, Viacell was first
established in May of 2000 to analyze the blood stem cells of umbilical cords 
in order to try and uncover various vaccines and cures for a wide variety of diseases. He decided to go public with the company in 2005 and they had close to 500 employees but, not long afterward, they decided to close up shop and sell the company for a massive $300 million to Perkin Elmer.
Upon completion of the sale, he was all set to move on to his next big entrepreneurial venture but, before he could, there was a tragic death in the family as his wife passed away of a pulmonary embolism at the age of 42. After the funeral, he was forced to step up as the primary parent,
driving them to and from soccer practice,
 packing their lunches and helping them with schoolwork as per necessary. Two years later, however, his daughter made him realize the business world needed him and he resolved to open a new company called Renovia. Established in 2016, the
company is the brainchild of Dr. Ray Iglesias, Yolanda Lorie, and Beer and is dedicated to developing and producing medical products to help patients who are suffering from various conditions.

Learn more: https://blogwebpedia.com/marc-beer-entrepreneurial-spirit-biotech.html
This new venture has already been successful as the FDA just approved their first product for public use and they were awarded a $32 million grant continue researching and developing new products. In fact, some of the conditions they are currently attempting to treat affect nearly a
a quarter of the female population nationwide and this includes types of pelvic floor disorders.

Connect with Marc Beer on Facebook

Privinvest is About to Complete 30 Years in the Shipbuilding Sector

To those associated with the shipping industry, the very mention of Privinvest might invoke a sense of familiarity. Founded in 1990, the company is soon about to complete 30 years of operations in the shipbuilding sector. With its presence in over 40 countries and its shipyards spread across multiple continents, the company has reached a stature that is regarded with a certain level of respect.

While Privinvest is based in Lebanon, it also owns shipyards in France, Germany, Greece, the UAE and the UK. Through these state-of-the-art facilities, the company has been able to build naval vessels of different types. From commercial needs to military requirements, the firm has been able to meet the specifics of various industries.

That is why, Privinvest is considered as one of the most sought-after companies in the shipbuilding industry. To date, the firm has catered to a large number of commercial and military clients, including six national navies of the world. With over 2,000 vessels built and delivered during its course of operations, it is safe to say that the company has not disappointed those who have reached it to benefit from its expertise.

In order to keep up with the intensive requirements of its respective industry, Privinvest uses modern solutions for its shipbuilding operations. Apart from building vessels for various clients, the company is also focused on providing consultation and development services to countries who want to start building their own marine vessels.

Within the past few years, Privinvest has also emerged as a prominent player in the research and development regarding marine renewable energies. In fact, the company has a dedicated R&D department that focuses heavily on this aspect, and pays attention to resources such as hydrokinetic and turbine energy.

Even while serving various clients in multiple industries, the leading company, Privinvest has been able to maintain its status as one of the leading shipbuilding companies in the world. With attention to quality and progress, the company is focusing to maintain this stature as it moves towards completing its 30 years in the industry in the near future.

 

Pursue Your Passions Advises Max Salk

Max received his education at the University of Illinois at Urbana-Champaign. He studied and majored in both history and finance. His interest in the stock market began when he was in college. He continued to develop this interest by actually investing and researching potential stock during his free moments. 

His love of photography began in college as well. He took some time to study in Rotterdam, the Netherlands. During that time, he realized that his interest in photography was to the extent that the wanted to make it a big part of his life. He has a website that features some of his photography and he also shares his photos on Instagram. 

Upon graduation from college, he worked for PPM America, which is an investment management firm based in Chicago. He enjoyed his job, which involved researching financial investments and making recommendations to clients. He moved to New York City after three years and started working at Blackstone, which is where his current job is. He is the Vice President and also works as a U.S. credit research analyst. 

His advice to others is to make sure that you do what you enjoy. He feels that if you do not enjoy it, then you will not be motivated to put the extra effort and energy into it. He feels that if you enjoy it, then it will not seem like work. Apart from the work in investments and his photography, he is also very interested in sports and loves listening to music

Max Salk feels that success comes to those that stay open and take advantage of opportunities that come their way. He feels that success takes on many different forms and there are many ways to achieve it. He encourages others to try things they are interested in, and if it does not work out, then try something else. 

https://about.me/maxsalk

Investment Help with the Aid of Michael Nierenberg

You can finally get an investment professional you trust thanks to the work of Michael Nierenberg. Michael Nierenberg has been working with Bear Stearns for quite some time and continually works to improve the lives of those who need and want to make use of this as an option. You will enjoy being able to make use of an expert who has years of experience behind him and who will be able to help in many ways than just one.

There are lots of ways for you to make use of Michael Nierenberg and it is because he is someone who will truly provide you with the care and attention that your investments need. You may be struggling to do all of the investments on your own and this is why it is so essential that you hire Michael Nierenberg to see why and how he can help you out. This is an expert who is going to help in more ways than just one, but it is so important that you utilize the most out of this process. You will enjoy what this expert can do for you and why so many people have chosen to hire him now.

To know more click: here.

Betterworks And Their Team Edition Release

Betterworks just released their Team Edition software for businesses and Human Resources professionals. If you are running a business by yourself, you can use Betterworks Team Edition to get connected with your staff. If you have a massive HR department, you should implement this program because it helps connect HR professionals with your employees. Read more about how this company has made performance management so much easier for everyone.

Betterworks Helps Track Employee Performance

Betterworks helps with tracking employee performance. You want to know if your employees are completing all the trainings and certifications that you believe are important. You need to start talking to your employees about their goals, and you can do so through the program. The program makes it very easy for you to reach out to your employees, and it also helps you to ensure that you can communicate with distance employees.

Why Do You Need Software For Performance Management?

You need software for performance management to simplify the things that you do every day. You need a way to send out all the training manuals that expect your employees to use. Your employees can send back notes about these manuals, or you could send messages explaining what the employee is supposed to do.

Send Out Goals

You can send out goals for the employees that you expect them to reach. There are a lot of things that you could do with each employee, and these employees are given personal attention that they need. You do not need to call these people into your office to have a meeting when you can send everything through Team Edition. You also need to consider what your options are if you are hoping to train your employees to be promoted.

Simplify Everything

You must simplify everything that you do so that your company and your employees can be as efficient as possible. It is very simple for you to make these changes when you have software that does all this work for you. You will feel much better knowing that you can cut back on the problems that you have had with communication, and you also owe it to your employees to help them grow.

Conclusion

There are a lot of people who would like to learn how to manage their own staff or streamline their operations. You can easily make changes to the way that you organize yourself and your company.

Read more about Betterworks new product – Team Edition 

Smita Shah-Admirable and Inspiring

There was a time when women had only a few professions that were considered suitable for them to work in. Through the years, the landscape for female workers has changed and the opportunities for women to enter more difficult fields has broadened dramatically. Still, with all this progression, there are still fields that are heavily dominated by males; such as engineering. Smita Shah has found a way to break the mold of the engineering industry. Throughout her career, she has been able to combat stereotypes and create a path for herself to become not only successful in
engineering, but an industry leader. Smita Shah has paved the way for other women to become leaders in engineering and any other field they have the talent and desire to break through gender stereotypes.
According to Smita Shah, the largest obstacle that most women and young girls face is a poor self-image. She recognizes the large gap of strong female role models in the workforce. Women and men face very different challenges during their quests for leadership in the business world. As such, the successful entrepreneur believes that women need specific mentors that have been through the fire and know how to tackle these unique obstacles. If more women break the mold and achieve a noticeable level of success, other women and young girls will be able to feel strong and empowered by the possibility. Smita Shah is a firm believer that the more a woman sees other successful women the more confident she becomes in her own abilities and the possibility of achieving that same level of success also becomes more attainable.
Having broken molds and stereotypes in her own career, Smita Shah hopes to become a strong role model for women and young girls striving to be successful in all aspects of the business. She spent her youth working on difficult math equations rather than playing outside with her classmates.
Shah participated in math relays and became well known for her skills amongst her peers. She went on to study business and engineering at Northwestern University, MIT, and Oxford University.

Learn more: https://premiergazette.com/2019/07/smita-shahs-best-practices-empowerment-workplace/
In 1998, Smita Shah founded SPANN Tech, Inc. SPAAN Tech is an engineering firm that focuses on finding unique solutions to complex technical problems in the engineering field. Today, the company is considered to be one of the most reliable and sought after firms in the industry. With a highly successful business venture under her belt, Smita Shah is continuing to focus on becoming a role model for other women entrepreneurs. She hopes that her perseverance and support will open up more avenues for women and young girls to achieve success in their chosen
professions. With her firm belief in believing in oneself along with her abilities are keys to empowerment, Smita Shah hopes to inspire the next generation of women in business.

Connect with Smita on LinkedIn

Find Out What Isabel dos Santos Has Been Doing To Earn Her Decorated Status

Africa has been experiencing favor in recent years with a significant population getting empowered. Women, in particular, are now airing out their concerns and voices demanding equal opportunities in employment selections, leadership, and educational platforms. It’s safe to say that little by little, oppression is becoming weaker by the day. Among the women leading these changes is Angola’s princess, Isabel dos Santos.

Isabel dos Santos has been recognized for years now as one of the wealthiest and youngest women in the world. She has built business empires in Africa and other places in the world, earning her rightful position at the top table. Isabel is known for her rich portfolio where she runs businesses mostly in the telecommunications, energy, banking, and construction industries.


Asides from spotting opportunities and transforming them into money-making machines, she is dedicated to supporting the role of women in the current world and economy. Isabel dos Santos has stated her firm beliefs severally in making women empowered as a powerful force in transforming an entire community. Through her initiatives, she has managed to create numerous employment opportunities for the youth, education, and inspiration for many young women with potential. Read more about Isabel at jornalf8.net

The Angolan queen has made many investments in Africa, especially in her home country. She is passionate about enriching her home and following the adage, “Charity begins at home.” Through her experiences and life journey, Isabel has learned a lot about natural resources. She believes that Africa is rich with untapped potential. Among the most exploited resources are human resources and natural resources. She hopes to continue formulating ways to yield more benefits from these readily available items. Isabel dos Santos has been behind the agricultural sector for quite sometime campaigning that more people should take up the sector seriously.

Isabel has been idolized for being a formidable woman in a male-dominated world. She has worked to see her status rise into one of the most respected women in the world. As she continues to expand her territories, she is hopeful that we will change her home and empower more women by leading the light. Her blog entitled “Sharing” clearly shows she is a woman of honor.

Source: https://pt.wikipedia.org/wiki/Isabel_dos_Santos

Vinod Gupta Was Successful In Helping Companies Early In His Career

When Vinod Gupta was working for a mobile home company early in his career, he saw that it needed more information than it had available. And he started gathering together all of the phone books that he could find and putting together lists from their yellow pages.

He did this in his own time and offered to sell it to the company where he had been working or to give it to them for free so that he could sell it others. The company took it for free and he was able to make a large profit as he presented and sold it to other mobile home companies.

Vinod Gupta started making lists for other companies after this and worked for those that made tractors and more. And he made changes in his company when he needed to, growing it as he could so he could continue to have success as times changed. He even acquired several large companies so he could take on even more clients and make a larger profit.

Vinod Gupta was born in India and grew up without electricity. He came to the United States and attended the University of Nebraska, where he got a degree in engineering.

He started a charity in his name and helps those in his home country of India get the education they deserve. And, Vinod Gupta says that he has found success and knows what to put on the market because of the testing that he does with each of the ideas that come to him.

To know more click: here.

Why Empiricus Remains One of the Most Successful Newsletters Globally

 

Newsletters are among the best ways of staying in touch with your subscribers. That is the main reason why a growing number of organizations and publications are using their newsletters to boost their engagement rates as well as to generate additional revenue. Despite these obvious perks, it can be a challenge to create newsletters that get results. You need to clearly understand and cater for your subscribers’ interests to move in the right direction.

When it comes to catering for subscribers’ interests, no newsletter can match Empiricus. The organization’s creators focus on defending the “politically incorrect” in the society and employ a wide range of promotional strategies not only to reach their subscribers but also to ensure that their audiences’ interest are catered for.

The themes of their newsletters are designed to attract audiences interested in political matters in Brazil and globally. Go To This Page for related information.

Some of the best examples of their successful projects include:

  • Protect yourself if Dilma wins
  • What happens if Aécio Neves wins? What should be expected in the stocks market if Aécio wins the coming elections?”

Empiricus came to the limelight after “The End of Brazil” video in 2014, which predicted a devastating outcome for the Brazilian economy. The video also criticized the Dilma Roussef’s government. View Related Info Here.

The video which was heavily promoted by Google Ads and sponsored social media views is believed to be a Brazilian version of the widely celebrated “End of America” play. The newsletter provides both free and paid monthly bulletins.

About Empiricus Research

Empiricus is a consulting company that specializes in selling information via newsletters. It is a partnership between Brazilian entrepreneurs, Felipe Miranda, Caio Mesquita and Rodolfo Amstalden with an American company, the Agora. Currently, it boasts 180,000 subscribers and owns 50 percent stake of the O Antagonista website—in partnership with entrepreneurs Mário Sabino and Diogo Mainardi.

 

Find more information and updates about them on https://pt-br.facebook.com/empiricus/