Equities First Holdings offers big-money financing with payday-loan speed and rock-bottom rates

The modern lending industry is highly stratified. At the absolute bottom rungs of the business, one will find many well-established companies that specialize in lending to those with poor to fair credit. These operations, such as payday loan or title loan companies, are usually optimized to get cash into people’s hands as quickly as possible. But they often charge usurious interest rates and high fees.

On the other extreme of the lending spectrum, you have big-money lenders, which normally consist of major investment banks and various kinds of venture capital firms. These deals often involve eight-figure amounts or higher and can be highly complex, sometimes taking months or even years to hammer out agreements. While such options can make sense for established companies or those who have the entrepreneurial talent to impress bigtime private lenders, high-finance lending solutions are simply not going to be available to the vast majority of borrowers, including those who plan on using the funds to build businesses.

With solutions at the top and bottom of the lending market, the middle is left out

The lending industry has traditionally lacked a mechanism for relatively affluent people who are not quite playing in the financial big leagues to quickly raise needed unrestricted capital. The go-to solution has been home or other equity lines of credit, with unsecured, credit-based lending a distant second.

However, there are many compelling reasons that people may not want to take out an equity line of credit against their primary residence or commercial buildings that they may own, including the possibility of losing the property in the event of default. And traditional business loans tend not to solve this problem, usually being collateralized by real estate as well.

Additionally, equity lines of credit and mortgage-based lending is often complex, extremely time consuming and risky for the borrower. In addition to the possibility of having the underlying collateral liquidated, those looking for high-dollar real estate equity loans or second mortgages will often be faced with multiple hard credit checks and the possibility of many rejected applications. And most real estate equity lines of credit have clauses that pull the entire credit line should real estate values deteriorate significantly.

The closing times on second mortgages and equity lines of credit are often measured in months. All these things can make such options unattractive when timely funding is essential.

Equities First Holdings bridges the gap between fast retail lending and high finance

Equities First Holdings has created a solution to fill this gap in services for those seeking five-, six- or seven-figure loans or higher and who want the rapidity of payday loans, the low rates of the best home equity loans and the approval rates of title loans.

With its stock-based lending model, Equities First Holdings has hit on a lending method that can get serious cash into the hands of borrowers in days or even hours while offering almost unbelievably low rates, usually as low as 3 to 4 percent.

Equities First Holdings allows those with significant equity holdings and other securities to almost instantaneously raise large amounts of capital through pledging those securities as collateral. This lending model has a number of distinct advantages, including high loan-to-value ratios that are usually around 75 percent, competing with the absolute top-end ratios that may be found in real estate equity loans and lines of credit.

But unlike HELOCs and other equity-based lending schemes, Equities First Holdings’ model does not put irreplaceable, critical personal assets at risk, such as cars, homes or spaces occupied by a family business. In fact, EFHs loans are almost all non-recourse. This means that only the value of the pledged collateral can be liquidated in the event of default. If there is still an outstanding balance, the borrower is not personally liable to cover the balance.

Furthermore, EFH loans are not called in when the collateral’s total value falls below a certain threshold as is the case with traditional margin lending. EFH is able to avoid the potentially catastrophic margin call through its sophisticated approach to analyzing markets. The company is able to take advantage of organic market trends in order to minimize its own lending risk. And this ultimately translates into offering its borrowers interest rates that are as low as many top-rated corporate bonds.

Who can benefit from EFH loans

Perhaps one of the best features of EFH loans is that they are not purpose specific. Many banks will require borrows to disclose exactly what the loan they are seeking will be used for. And the higher the loan amount, the more likely it will be that the bank will demand to know exactly what the funds will be going towards.

This can add layer upon layer of headache-inducing paperwork and compliance burdens for borrowers who need amounts of six figures or higher, especially in the context of growing a business where flexibility is often key.

EFH loans completely eliminate the requirement of purposing the funds. With EFH, there are no drawdown schedules, deadlines or other burdensome ongoing paperwork that the borrower will have to comply with. An EFH loan will usually be approved and the cash transferred to the borrower’s account within a day or two. The process itself is strikingly close to payday lending, except with rock-bottom interest rates and loan amounts as high as eight figures.

Tailor made for self-starting entrepreneurs

Anyone with significant equity holdings can use EFH’s lending services for literally any purpose they want. However, the biggest winners from using this groundbreaking company, whose total lending is rapidly approaching the $2 billion mark, have been self-starting entrepreneurs.

There are many reasons why an entrepreneur with a company in the nascent growth stages might want to stay away from equity financing or other venture capital funding sources. These include not wanting to bring in partners and not having to answer to people who may have little understanding of the industry.

EFH can make it possible for such entrepreneurs to raise significant capital themselves, retaining complete control over the future of their company while benefiting from lending rates that are usually on par with AAA senior corporate debt.

As EFH continues to expand its operations across the globe, there is little doubt that increasing numbers of entrepreneurs will flock to its low-risk, high-reward lending model.

Paul Mampilly Talks about How Blockchain Technology is the Future

Paul Mampilly is a well-established investment banker and financial analyst based in the United States. He has been working for many years with many leading banks and financial organizations over the years, which has added to his experience. The experience that he has gained over the years is what he uses now to help the main-street Americans, mostly middle-class people, to achieve their financial goals. If you feel that all your efforts for wealth creation and investing smartly is not getting any proper results, then it is time you seek the help of a professional financial expert such as Paul Mampilly.

Watch videos on Paul’s Youtube channel.


At present, he is working with Banyan Hill Publishing, where he is the editor of True Momentum, Million Dollar Club and Profits Unlimited. These are the financial newsletters that help people identify the lucrative investment opportunities in the market and strategically invest in them. Paul Mampilly believes that the rich and elite class people have the resources and the wealth to use the expertise of the professional expert, while the middle and lower class people struggle to manage their money. Paul has worked with some of the leading financial organizations, such as ING, Deutsche Bank, Kinetics Asset Management, and Banker’s Trust. By subscribing to the newsletters that are edited by Paul Mampilly, you would be able to know about these investment opportunities. It would make it easier for you to achieve your financial objectives with ease.

Paul Mampilly feels that people need should invest wisely in Blockchain technology as it will become more evitable in our daily lives. He wants people to imagine that they have a chip inside their body that will allow others to identify them. It will mean that they will not have to carry an identity card wherever they go, and it will make identity theft impossible. People are already excited about wearable technology and comfortable with it. Inserting chip in the body will be no different as one is already doing it with their pets. Thus, in the future, there is no doubt that chip insertion in the human body will become too common.

Read More: https://forexvestor.com/profits-unlimited-review

Freedom Checks Achieve Your Financial Goals With Insight from Matt Badiali

One has to be very careful when investing in the volatile financial markets these days. Not only can you lose much money, but you also need to make sure that you diversify your investments to stabilize in case of market decline. Taking the advice of market expert such as Matt Badiali is a good idea as he has been active in the financial market for many years. The fact that Matt Badiali is a professional geologist and has been associated with the natural resources sector for many decades has given him an upper hand in understanding how the financial and physical resources sector are connected. The insight he has about these two sectors has helped him explore the various investment opportunities in this niche.

Freedom Checks is one of the findings of his research and years of experience. He says that not many people in the United States are aware of the lucrative investment opportunity presented by investing in the master limited partnership companies. As these companies are allowed by the government to give away their ninety percent of the profits to the shareholders instead of operating in the United States, it makes them a very profitable investment venue. Matt Badiali says that one can get good annual returns that he likes to call Freedom Checks by investing in these companies.

If you want to know which of these companies is profitable and how you can get Freedom Checks too, make sure to subscribe to the Real Wealth Strategist, a financial newsletter that is edited by Matt Badiali.The best investment tips and ideas shared by Matt Badiali in this newsletter would help you achieve your investment goals. Getting the substantial amount of returns from your modest investments in the form of Freedom Checks would help and also make it easier for you to reach your wealth creation goals. In the last few years, many people have followed the advice and recommendations of Matt Badiali and have been surprised by the unbelievable results they have been getting. It becomes easier to achieve your financial goals when you follow finance experts Matt Badiali.

Are Freedom Checks Legit or Scam?

There is no question that no one can specify or substantiate what freedom checks are and what they entail. It is said that 568 companies in the United States have the authorization to send the Freedom check money. This money can be claimed by anyone no matter the age or sex. Freedom checks have got no affiliations with the government nor do they have anything to do with IRA’s, 401k, Medicare or social security. It poses a question, where did they originate from and authorization comes from whom?

Matt Badiali

The former lecturer of geology, at the Duke University and the University of North Carolina, Matt Badiali is a well-known professional in the energy sphere, mining and agricultural industries. He knows his way around the world and has visited the Mexican desert, Singapore, Iraq, and Hong Kong. He has been a reliable figure in his field including working with top CEOs and business people. All this displays a reputable person whose work has proven him to be a trustworthy person. The question of whether to trust Matt seems more difficult to answer from a recent video released by him about the checks.

Where Do Freedom Checks Come From Exactly?

Matt Badiali has an answer to this question. He suggests that the checks derive from firms related to storage, production, and processing of natural resources such as Gas and Oil in the United States. There has been an increase in gas and oil production in the state thus dependency on oil imports from the Middle East has reduced significantly. As a result of this, gas and oil companies, as Matt puts it, will be earning a great deal over the next coming 12 months. It includes substantial returns and dividends to investors. Analysis undertaken by Mart suggests that companies could achieve profits up to 5, 889%, 8, 839% and 39, 832%, but this means a very minimal investment of say $1, 000 translating to about $400k. It is hard to comprehend, but calculating the figures could be possible.

Are freedom checks legit?

There is no sure way of telling the legitimacy of this checks, but there are numerous companies like that of Badiali’s claiming to have exclusive investment ideas; however, you are required to subscribe to their newsletters which range between $49 to $100 and $ 1, 000.

David Giertz Knows How to Teach His Clients

David Giertz, an expert in financial products at Nationwide Financial, recently spoke about the ins and outs of social security and how one can maximize their retirement income. Knowing when to draw social security is a common concern that plagues the retirees that Giertz works with, and he encourages other financial professionals to discuss their customers’ options with them. As an expert in the field of consumer financial products, David makes certain to inform his customers of changes that will affect their retirement income. It is this commitment to his customers that makes his success as a broker unparalleled.

Mr. Giertz is a FINRA-certified broker and has been with Nationwide Financial for over 10 years, where he is currently the Senior Vice President of their sales and distribution division. In addition, David also heads up numerous other divisions inside of Nationwide. He has held many other positions at Nationwide during his tenure at the company and is considered to be an expert in consumer financial products. David has over 30 years of experience in the financial marketplace. After spending over a decade at various stops as a broker, he was hired by Citigroup, where he worked for nearly a decade before moving to Nationwide.

David Giertz has seen the financial products marketplace change drastically over the past 31 years, and understands the importance of adapting to those changes. He believes that passing that knowledge to his customers will result in continued relationships with his clients. As a WABC-certified business coach, Giertz has helped over 100 other coaches achieve certification as business coach. He has a bachelor’s degree from Millikin University and received his Master’s of Business Administration (MBA) from the University of Miami. He is active in his community, serving on the Board of Directors for the Girls Scouts of Broward County as well as the Chamber of Commerce in Fort Lauderdale.